Call reports 2022
FIRST STATE BANK OF TEXAS — 2022
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 257,555,000 | 264,415,000 | 272,420,000 | 267,451,000 |
| Total loans | 154,203,000 | 146,927,000 | 160,417,000 | 168,640,000 |
| Allowance for loan losses | 1,366,000 | 1,305,000 | 1,400,000 | 1,374,000 |
| Securities available for sale | 30,374,000 | 29,660,000 | 46,412,000 | 40,104,000 |
| Securities held to maturity | 13,465,000 | 15,104,000 | 17,898,000 | 17,690,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,458,000 | 238,436,000 | 246,109,000 | 237,784,000 |
| Interest-bearing deposits | 125,725,000 | 125,005,000 | 120,977,000 | 116,344,000 |
| Noninterest-bearing deposits | 105,733,000 | 113,431,000 | 125,132,000 | 121,440,000 |
| Equity capital | 25,350,000 | 25,085,000 | 25,251,000 | 26,332,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,407,000 | 7,212,000 | 10,376,000 |
| Interest expense | 188,000 | 367,000 | 531,000 | 700,000 |
| Net interest income | 1,930,000 | 4,040,000 | 6,681,000 | 9,676,000 |
| Noninterest income | 303,000 | 613,000 | 925,000 | 1,200,000 |
| Noninterest expense | 1,936,000 | 3,922,000 | 5,952,000 | 8,203,000 |
| Provision for loan losses | 0 | 10,000 | 80,000 | 140,000 |
| Pretax income | 297,000 | 721,000 | 1,574,000 | 2,533,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 297,000 | 721,000 | 1,574,000 | 2,533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,169,000 | 22,640,000 | 23,540,000 | 24,546,000 |
| Total capital | — | — | 24,940,000 | 25,920,000 |
| Risk-weighted assets | — | — | 191,421,000 | 196,539,000 |