Call reports 2021
FIRST STATE BANK OF TEXAS — 2021
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 232,904,000 | 239,923,000 | 244,403,000 | 248,822,000 |
| Total loans | 155,517,000 | 142,130,000 | 134,790,000 | 137,823,000 |
| Allowance for loan losses | 1,369,000 | 1,399,000 | 1,433,000 | 1,414,000 |
| Securities available for sale | 17,823,000 | 17,883,000 | 17,856,000 | 16,128,000 |
| Securities held to maturity | 5,269,000 | 5,782,000 | 7,678,000 | 11,028,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,733,000 | 213,262,000 | 217,539,000 | 222,266,000 |
| Interest-bearing deposits | 108,111,000 | 111,935,000 | 115,444,000 | 122,933,000 |
| Noninterest-bearing deposits | 98,622,000 | 101,327,000 | 102,095,000 | 99,333,000 |
| Equity capital | 24,723,000 | 25,266,000 | 25,804,000 | 25,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,878,000 | 3,801,000 | 5,680,000 | 7,595,000 |
| Interest expense | 215,000 | 435,000 | 654,000 | 861,000 |
| Net interest income | 1,663,000 | 3,366,000 | 5,026,000 | 6,734,000 |
| Noninterest income | 568,000 | 1,306,000 | 2,046,000 | 2,380,000 |
| Noninterest expense | 1,780,000 | 3,644,000 | 5,488,000 | 7,374,000 |
| Provision for loan losses | 200,000 | 200,000 | 225,000 | 225,000 |
| Pretax income | 251,000 | 828,000 | 1,359,000 | 1,515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 828,000 | 1,359,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,418,000 | 21,041,000 | 21,620,000 | 21,825,000 |