Call reports 2020
FIRST STATE BANK OF TEXAS — 2020
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,780,000 | 198,873,000 | 208,632,000 | 206,968,000 |
| Total loans | 132,498,000 | 143,795,000 | 141,380,000 | 139,679,000 |
| Allowance for loan losses | 1,185,000 | 1,152,000 | 1,161,000 | 1,200,000 |
| Securities available for sale | 17,441,000 | 18,187,000 | 24,113,000 | 15,028,000 |
| Securities held to maturity | 0 | 0 | 2,404,000 | 4,288,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,904,000 | 172,708,000 | 182,284,000 | 180,775,000 |
| Interest-bearing deposits | 84,085,000 | 88,468,000 | 90,514,000 | 96,211,000 |
| Noninterest-bearing deposits | 75,819,000 | 84,240,000 | 91,770,000 | 84,564,000 |
| Equity capital | 24,336,000 | 24,714,000 | 24,822,000 | 25,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 3,947,000 | 5,832,000 | 7,656,000 |
| Interest expense | 213,000 | 427,000 | 626,000 | 829,000 |
| Net interest income | 1,812,000 | 3,520,000 | 5,206,000 | 6,827,000 |
| Noninterest income | 234,000 | 697,000 | 1,015,000 | 1,388,000 |
| Noninterest expense | 1,716,000 | 3,510,000 | 5,334,000 | 7,035,000 |
| Provision for loan losses | 0 | 30,000 | 65,000 | 130,000 |
| Pretax income | 330,000 | 677,000 | 822,000 | 1,050,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 677,000 | 822,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,732,000 | 20,125,000 | 20,317,000 | 20,593,000 |