Call reports 2019
FIRST STATE BANK OF TEXAS — 2019
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,103,000 | 170,515,000 | 169,839,000 | 178,513,000 |
| Total loans | 120,262,000 | 119,217,000 | 120,793,000 | 126,065,000 |
| Allowance for loan losses | 826,000 | 966,000 | 949,000 | 1,175,000 |
| Securities available for sale | 4,703,000 | 12,736,000 | 12,701,000 | 18,283,000 |
| Securities held to maturity | 503,000 | 501,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,187,000 | 146,749,000 | 145,473,000 | 153,871,000 |
| Interest-bearing deposits | 75,313,000 | 76,472,000 | 75,146,000 | 81,387,000 |
| Noninterest-bearing deposits | 72,874,000 | 70,277,000 | 70,327,000 | 72,484,000 |
| Equity capital | 23,557,000 | 23,259,000 | 23,752,000 | 24,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,797,000 | 3,651,000 | 5,579,000 | 7,510,000 |
| Interest expense | 104,000 | 245,000 | 402,000 | 592,000 |
| Net interest income | 1,693,000 | 3,406,000 | 5,177,000 | 6,918,000 |
| Noninterest income | 369,000 | 589,000 | 829,000 | 1,130,000 |
| Noninterest expense | 1,496,000 | 3,007,000 | 4,517,000 | 6,077,000 |
| Provision for loan losses | 5,000 | 695,000 | 705,000 | 725,000 |
| Pretax income | 561,000 | 293,000 | 784,000 | 1,246,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 293,000 | 784,000 | 1,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,029,000 | 18,707,000 | 19,246,000 | 19,755,000 |
| Total capital | 19,855,000 | 19,673,000 | 20,195,000 | 20,930,000 |
| Risk-weighted assets | 132,697,000 | 132,071,000 | 130,845,000 | 134,413,000 |