Call reports 2018
FIRST STATE BANK OF TEXAS — 2018
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 153,683,000 | 159,741,000 | 159,976,000 | 164,091,000 |
| Total loans | 102,453,000 | 108,303,000 | 118,972,000 | 127,470,000 |
| Allowance for loan losses | 813,000 | 814,000 | 811,000 | 812,000 |
| Securities available for sale | 18,752,000 | 15,725,000 | 12,695,000 | 8,698,000 |
| Securities held to maturity | 1,261,000 | 1,255,000 | 750,000 | 746,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,434,000 | 136,079,000 | 135,906,000 | 139,865,000 |
| Interest-bearing deposits | 65,007,000 | 66,788,000 | 70,852,000 | 71,225,000 |
| Noninterest-bearing deposits | 65,427,000 | 69,291,000 | 65,054,000 | 68,640,000 |
| Equity capital | 22,965,000 | 23,346,000 | 23,734,000 | 23,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,774,000 | 4,365,000 | 6,100,000 |
| Interest expense | 47,000 | 105,000 | 169,000 | 232,000 |
| Net interest income | 1,294,000 | 2,669,000 | 4,196,000 | 5,868,000 |
| Noninterest income | 149,000 | 352,000 | 542,000 | 758,000 |
| Noninterest expense | 1,264,000 | 2,494,000 | 3,851,000 | 5,287,000 |
| Provision for loan losses | 0 | 0 | 0 | 270,000 |
| Pretax income | 179,000 | 527,000 | 887,000 | 1,069,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 179,000 | 527,000 | 887,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,401,000 | 18,796,000 | 19,204,000 | 19,432,000 |
| Total capital | 19,214,000 | 19,610,000 | 20,015,000 | 20,244,000 |
| Risk-weighted assets | 99,203,000 | 110,298,000 | 124,862,000 | 132,425,000 |