Call reports 2017
FIRST STATE BANK OF TEXAS — 2017
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 146,112,000 | 146,867,000 | 149,377,000 | 155,952,000 |
| Total loans | 78,446,000 | 84,801,000 | 85,588,000 | 94,726,000 |
| Allowance for loan losses | 727,000 | 727,000 | 812,000 | 812,000 |
| Securities available for sale | 29,864,000 | 31,039,000 | 26,983,000 | 22,852,000 |
| Securities held to maturity | 1,521,000 | 1,513,000 | 1,505,000 | 1,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,226,000 | 124,022,000 | 126,417,000 | 132,892,000 |
| Interest-bearing deposits | 67,891,000 | 66,959,000 | 64,892,000 | 66,717,000 |
| Noninterest-bearing deposits | 55,335,000 | 57,063,000 | 61,525,000 | 66,175,000 |
| Equity capital | 22,722,000 | 22,695,000 | 22,760,000 | 22,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 2,072,000 | 3,233,000 | 4,501,000 |
| Interest expense | 43,000 | 88,000 | 132,000 | 178,000 |
| Net interest income | 946,000 | 1,984,000 | 3,101,000 | 4,323,000 |
| Noninterest income | 107,000 | 228,000 | 377,000 | 529,000 |
| Noninterest expense | 1,198,000 | 2,384,000 | 3,611,000 | 4,867,000 |
| Provision for loan losses | 135,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | -280,000 | -307,000 | -268,000 | -150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -280,000 | -307,000 | -268,000 | -150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,256,000 | 18,266,000 | 18,342,000 | 18,498,000 |
| Total capital | 18,983,000 | 18,993,000 | 19,154,000 | 19,310,000 |
| Risk-weighted assets | 65,380,000 | 79,719,000 | 81,851,000 | 92,509,000 |