Call reports 2016
FIRST STATE BANK OF TEXAS — 2016
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 149,150,000 | 159,263,000 | 157,239,000 | 148,501,000 |
| Total loans | 83,387,000 | 82,719,000 | 79,144,000 | 73,938,000 |
| Allowance for loan losses | 522,000 | 585,000 | 585,000 | 614,000 |
| Securities available for sale | 42,310,000 | 40,301,000 | 36,179,000 | 33,936,000 |
| Securities held to maturity | 1,496,000 | 1,493,000 | 1,536,000 | 1,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,943,000 | 142,481,000 | 133,692,000 | 125,345,000 |
| Interest-bearing deposits | 68,437,000 | 66,601,000 | 69,768,000 | 68,866,000 |
| Noninterest-bearing deposits | 64,505,000 | 75,881,000 | 63,924,000 | 56,479,000 |
| Equity capital | 16,054,000 | 16,545,000 | 23,202,000 | 22,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,381,000 | 3,481,000 | 4,485,000 |
| Interest expense | 43,000 | 86,000 | 126,000 | 171,000 |
| Net interest income | 1,126,000 | 2,295,000 | 3,355,000 | 4,314,000 |
| Noninterest income | 121,000 | 244,000 | 374,000 | 485,000 |
| Noninterest expense | 821,000 | 1,576,000 | 2,676,000 | 3,686,000 |
| Provision for loan losses | 86,000 | 158,000 | 159,000 | 307,000 |
| Pretax income | 449,000 | 914,000 | 1,003,000 | 915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 449,000 | 914,000 | 1,003,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,784,000 | 16,205,000 | 18,918,000 | 18,857,000 |
| Total capital | 16,306,000 | 16,790,000 | 19,503,000 | 19,471,000 |
| Risk-weighted assets | 61,367,000 | 61,055,000 | 61,498,000 | 59,928,000 |