Call reports 2015
FIRST STATE BANK OF TEXAS — 2015
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 176,794,000 | 162,979,000 | 160,777,000 | 153,514,000 |
| Total loans | 64,099,000 | 67,766,000 | 70,589,000 | 79,060,000 |
| Allowance for loan losses | 403,000 | 427,000 | 435,000 | 435,000 |
| Securities available for sale | 63,720,000 | 63,394,000 | 61,093,000 | 58,456,000 |
| Securities held to maturity | 2,653,000 | 2,645,000 | 2,528,000 | 2,520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,219,000 | 147,237,000 | 144,576,000 | 137,934,000 |
| Interest-bearing deposits | 89,758,000 | 80,059,000 | 75,163,000 | 72,974,000 |
| Noninterest-bearing deposits | 71,461,000 | 67,178,000 | 69,412,000 | 64,960,000 |
| Equity capital | 14,972,000 | 15,170,000 | 15,553,000 | 15,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,057,000 | 2,152,000 | 3,301,000 | 4,508,000 |
| Interest expense | 49,000 | 94,000 | 139,000 | 183,000 |
| Net interest income | 1,008,000 | 2,058,000 | 3,162,000 | 4,325,000 |
| Noninterest income | 130,000 | 283,000 | 430,000 | 550,000 |
| Noninterest expense | 748,000 | 1,569,000 | 2,324,000 | 3,249,000 |
| Provision for loan losses | 23,000 | 44,000 | 59,000 | 62,000 |
| Pretax income | 367,000 | 728,000 | 1,209,000 | 1,564,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 367,000 | 728,000 | 1,209,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,555,000 | 14,731,000 | 15,070,000 | 15,383,000 |
| Total capital | 14,958,000 | 15,158,000 | 15,505,000 | 15,818,000 |
| Risk-weighted assets | 53,444,000 | 54,054,000 | 56,186,000 | 61,395,000 |