Call reports 2014
FIRST STATE BANK OF TEXAS — 2014
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,626,000 | 166,438,000 | 176,558,000 | 179,808,000 |
| Total loans | 57,992,000 | 59,077,000 | 60,417,000 | 60,242,000 |
| Allowance for loan losses | 363,000 | 387,000 | 376,000 | 381,000 |
| Securities available for sale | 39,157,000 | 44,742,000 | 58,988,000 | 62,858,000 |
| Securities held to maturity | 2,684,000 | 2,676,000 | 2,669,000 | 2,661,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,325,000 | 151,861,000 | 161,840,000 | 164,764,000 |
| Interest-bearing deposits | 87,215,000 | 85,963,000 | 91,660,000 | 88,121,000 |
| Noninterest-bearing deposits | 75,109,000 | 65,897,000 | 70,180,000 | 76,643,000 |
| Equity capital | 14,009,000 | 14,263,000 | 14,307,000 | 14,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 899,000 | 1,847,000 | 2,899,000 | 4,013,000 |
| Interest expense | 48,000 | 96,000 | 146,000 | 195,000 |
| Net interest income | 851,000 | 1,751,000 | 2,753,000 | 3,818,000 |
| Noninterest income | 154,000 | 319,000 | 402,000 | 538,000 |
| Noninterest expense | 640,000 | 1,337,000 | 2,015,000 | 2,930,000 |
| Provision for loan losses | 46,000 | 56,000 | 82,000 | 87,000 |
| Pretax income | 319,000 | 677,000 | 1,058,000 | 1,339,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 677,000 | 1,058,000 | 1,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,912,000 | 14,125,000 | 14,369,000 | 14,373,000 |
| Total capital | 14,275,000 | 14,512,000 | 14,745,000 | 14,754,000 |
| Risk-weighted assets | 65,265,000 | 62,412,000 | 61,892,000 | 61,212,000 |