Call reports 2011
FIRST STATE BANK OF TEXAS — 2011
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,391,000 | 118,934,000 | 131,277,000 | 152,517,000 |
| Total loans | 40,440,000 | 40,611,000 | 39,563,000 | 40,538,000 |
| Allowance for loan losses | 200,000 | 222,000 | 335,000 | 348,000 |
| Securities available for sale | 29,960,000 | 34,125,000 | 31,751,000 | 30,328,000 |
| Securities held to maturity | 4,244,000 | 4,243,000 | 4,149,000 | 4,796,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,526,000 | 105,472,000 | 117,622,000 | 139,275,000 |
| Interest-bearing deposits | 73,378,000 | 79,256,000 | 82,489,000 | 96,044,000 |
| Noninterest-bearing deposits | 23,148,000 | 26,216,000 | 35,133,000 | 43,231,000 |
| Equity capital | 12,728,000 | 13,230,000 | 13,401,000 | 13,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,955,000 | 2,928,000 | 3,828,000 |
| Interest expense | 106,000 | 206,000 | 317,000 | 449,000 |
| Net interest income | 828,000 | 1,749,000 | 2,611,000 | 3,379,000 |
| Noninterest income | 134,000 | 291,000 | 455,000 | 604,000 |
| Noninterest expense | 639,000 | 1,284,000 | 1,911,000 | 2,681,000 |
| Provision for loan losses | 10,000 | 32,000 | 145,000 | 186,000 |
| Pretax income | 313,000 | 724,000 | 1,010,000 | 1,116,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 724,000 | 1,010,000 | 1,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,867,000 | 12,279,000 | 12,333,000 | 12,207,000 |
| Total capital | 12,067,000 | 12,501,000 | 12,668,000 | 12,555,000 |
| Risk-weighted assets | 43,271,000 | 42,238,000 | 40,006,000 | 40,793,000 |