Call reports 2010
FIRST STATE BANK OF TEXAS — 2010
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 103,181,000 | 97,089,000 | 97,772,000 | 108,291,000 |
| Total loans | 38,474,000 | 36,536,000 | 39,420,000 | 40,142,000 |
| Allowance for loan losses | 160,000 | 165,000 | 164,000 | 184,000 |
| Securities available for sale | 25,926,000 | 29,568,000 | 26,950,000 | 24,423,000 |
| Securities held to maturity | 3,562,000 | 3,563,000 | 4,916,000 | 4,915,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,277,000 | 83,892,000 | 84,395,000 | 95,753,000 |
| Interest-bearing deposits | 70,640,000 | 63,373,000 | 63,951,000 | 75,065,000 |
| Noninterest-bearing deposits | 19,637,000 | 20,519,000 | 20,444,000 | 20,688,000 |
| Equity capital | 12,798,000 | 13,034,000 | 13,163,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 1,973,000 | 2,926,000 | 3,882,000 |
| Interest expense | 132,000 | 254,000 | 376,000 | 491,000 |
| Net interest income | 876,000 | 1,719,000 | 2,550,000 | 3,391,000 |
| Noninterest income | 133,000 | 286,000 | 447,000 | 591,000 |
| Noninterest expense | 608,000 | 1,221,000 | 1,823,000 | 2,589,000 |
| Provision for loan losses | 38,000 | 38,000 | 38,000 | 38,000 |
| Pretax income | 363,000 | 746,000 | 1,136,000 | 1,355,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 363,000 | 746,000 | 1,136,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,806,000 | 11,989,000 | 12,194,000 | 11,718,000 |
| Total capital | 11,966,000 | 12,154,000 | 12,358,000 | 11,902,000 |
| Risk-weighted assets | 43,537,000 | 41,025,000 | 42,739,000 | 42,438,000 |