Call reports 2008
FIRST STATE BANK OF TEXAS — 2008
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,346,000 | 83,312,000 | 83,794,000 | 90,658,000 |
| Total loans | 28,051,000 | 28,692,000 | 33,385,000 | 34,064,000 |
| Allowance for loan losses | 142,000 | 135,000 | 187,000 | 215,000 |
| Securities available for sale | 30,152,000 | 28,456,000 | 30,329,000 | 33,227,000 |
| Securities held to maturity | 3,259,000 | 3,256,000 | 3,067,000 | 3,063,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,625,000 | 71,948,000 | 71,956,000 | 78,735,000 |
| Interest-bearing deposits | 59,044,000 | 56,222,000 | 54,838,000 | 62,767,000 |
| Noninterest-bearing deposits | 16,581,000 | 15,726,000 | 17,118,000 | 15,968,000 |
| Equity capital | 11,500,000 | 11,109,000 | 11,579,000 | 11,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,188,000 | 3,197,000 | 4,210,000 |
| Interest expense | 439,000 | 809,000 | 1,136,000 | 1,437,000 |
| Net interest income | 714,000 | 1,379,000 | 2,061,000 | 2,773,000 |
| Noninterest income | 127,000 | 302,000 | 425,000 | 621,000 |
| Noninterest expense | 580,000 | 1,122,000 | 1,675,000 | 2,295,000 |
| Provision for loan losses | 28,000 | 29,000 | 92,000 | 119,000 |
| Pretax income | 233,000 | 530,000 | 719,000 | 980,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 530,000 | 719,000 | 980,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,973,000 | 11,122,000 | 11,172,000 | 11,248,000 |
| Total capital | 11,115,000 | 11,257,000 | 11,359,000 | 11,463,000 |
| Risk-weighted assets | 36,533,000 | 36,279,000 | 40,153,000 | 41,979,000 |