Call reports 2007
FIRST STATE BANK OF TEXAS — 2007
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 85,885,000 | 83,845,000 | 82,348,000 | 91,138,000 |
| Total loans | 25,061,000 | 26,295,000 | 28,754,000 | 28,610,000 |
| Allowance for loan losses | 247,000 | 104,000 | 110,000 | 115,000 |
| Securities available for sale | 32,704,000 | 31,758,000 | 31,527,000 | 29,901,000 |
| Securities held to maturity | 4,548,000 | 4,543,000 | 4,288,000 | 4,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,185,000 | 73,299,000 | 71,251,000 | 79,954,000 |
| Interest-bearing deposits | 60,383,000 | 57,267,000 | 54,297,000 | 63,150,000 |
| Noninterest-bearing deposits | 14,802,000 | 16,032,000 | 16,954,000 | 16,804,000 |
| Equity capital | 10,481,000 | 10,289,000 | 10,806,000 | 10,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,370,000 | 3,569,000 | 4,789,000 |
| Interest expense | 563,000 | 1,091,000 | 1,565,000 | 2,039,000 |
| Net interest income | 617,000 | 1,279,000 | 2,004,000 | 2,750,000 |
| Noninterest income | 129,000 | 252,000 | 386,000 | 534,000 |
| Noninterest expense | 514,000 | 1,086,000 | 1,633,000 | 2,312,000 |
| Provision for loan losses | -48,000 | -192,000 | -186,000 | -181,000 |
| Pretax income | 280,000 | 637,000 | 943,000 | 1,153,000 |
| Income tax | -41,000 | -41,000 | -41,000 | -41,000 |
| Net income | 321,000 | 678,000 | 984,000 | 1,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,660,000 | 10,827,000 | 10,901,000 | 10,926,000 |
| Total capital | 10,907,000 | 10,931,000 | 11,011,000 | 11,041,000 |
| Risk-weighted assets | 33,326,000 | 33,930,000 | 35,965,000 | 37,875,000 |