Call reports 2004

FIRST STATE BANK OF TEXAS — 2004

Name: FIRST STATE BANK OF TEXAS — FFIEC call report 2004
Creator: FIRST STATE BANK OF TEXAS

What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/b2b7feb0-4221-4f1f-b592-9d0b26b3066d/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	74,661,000	73,887,000	70,353,000	74,044,000
Total loans	23,977,000	24,240,000	23,932,000	24,497,000
Allowance for loan losses	349,000	306,000	302,000	322,000
Securities available for sale	28,736,000	31,120,000	30,681,000	28,865,000
Securities held to maturity	3,495,000	3,478,000	3,291,000	3,438,000
Trading assets	0	0	0	0
Total deposits	60,752,000	60,201,000	58,999,000	62,991,000
Interest-bearing deposits	50,072,000	49,456,000	47,709,000	51,834,000
Noninterest-bearing deposits	10,680,000	10,745,000	11,290,000	11,157,000
Equity capital	13,570,000	13,300,000	10,776,000	10,659,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	771,000	1,503,000	2,272,000	3,067,000
Interest expense	178,000	350,000	520,000	712,000
Net interest income	593,000	1,153,000	1,752,000	2,355,000
Noninterest income	108,000	218,000	341,000	502,000
Noninterest expense	507,000	1,065,000	1,594,000	2,227,000
Provision for loan losses	54,000	30,000	21,000	45,000
Pretax income	140,000	276,000	478,000	596,000
Income tax	33,000	85,000	133,000	138,000
Net income	107,000	191,000	345,000	458,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	13,358,000	13,442,000	10,692,000	10,710,000
Total capital	13,707,000	13,748,000	10,994,000	11,032,000
Risk-weighted assets	30,503,000	30,670,000	29,771,000	29,908,000