Call reports 2002
FIRST STATE BANK OF TEXAS — 2002
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,745,000 | 72,687,000 | 71,405,000 | 75,473,000 |
| Total loans | 25,733,000 | 25,746,000 | 26,804,000 | 26,434,000 |
| Allowance for loan losses | 457,000 | 446,000 | 453,000 | 447,000 |
| Securities available for sale | 31,440,000 | 30,502,000 | 30,026,000 | 28,077,000 |
| Securities held to maturity | 3,924,000 | 4,123,000 | 3,914,000 | 3,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,951,000 | 57,712,000 | 56,325,000 | 60,635,000 |
| Interest-bearing deposits | 50,232,000 | 48,607,000 | 46,550,000 | 51,884,000 |
| Noninterest-bearing deposits | 9,719,000 | 9,105,000 | 9,775,000 | 8,751,000 |
| Equity capital | 14,416,000 | 14,542,000 | 14,588,000 | 14,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,050,000 | 3,042,000 | 3,955,000 |
| Interest expense | 368,000 | 695,000 | 983,000 | 1,248,000 |
| Net interest income | 659,000 | 1,355,000 | 2,059,000 | 2,707,000 |
| Noninterest income | 109,000 | 232,000 | 347,000 | 483,000 |
| Noninterest expense | 505,000 | 1,057,000 | 1,571,000 | 2,157,000 |
| Provision for loan losses | 91,000 | 103,000 | 117,000 | 124,000 |
| Pretax income | 172,000 | 427,000 | 718,000 | 909,000 |
| Income tax | 45,000 | 117,000 | 201,000 | 252,000 |
| Net income | 127,000 | 310,000 | 517,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,989,000 | 13,992,000 | 13,959,000 | 13,860,000 |
| Total capital | 14,390,000 | 14,389,000 | 14,362,000 | 14,272,000 |
| Risk-weighted assets | 31,986,000 | 31,689,000 | 32,166,000 | 32,948,000 |