Call reports 2001
FIRST STATE BANK OF TEXAS — 2001
What FIRST STATE BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 72,611,000 | 70,230,000 | 69,824,000 | 74,439,000 |
| Total loans | 26,386,000 | 27,122,000 | 26,563,000 | 25,706,000 |
| Allowance for loan losses | 496,000 | 504,000 | 556,000 | 556,000 |
| Securities available for sale | 33,656,000 | 30,970,000 | 29,684,000 | 29,751,000 |
| Securities held to maturity | 3,394,000 | 3,383,000 | 3,376,000 | 3,792,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,799,000 | 55,147,000 | 54,419,000 | 59,316,000 |
| Interest-bearing deposits | 48,439,000 | 46,171,000 | 44,128,000 | 50,235,000 |
| Noninterest-bearing deposits | 9,360,000 | 8,976,000 | 10,291,000 | 9,081,000 |
| Equity capital | 14,333,000 | 14,495,000 | 14,707,000 | 14,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,499,000 | 3,668,000 | 4,754,000 |
| Interest expense | 571,000 | 1,085,000 | 1,546,000 | 1,975,000 |
| Net interest income | 697,000 | 1,414,000 | 2,122,000 | 2,779,000 |
| Noninterest income | 113,000 | 232,000 | 352,000 | 481,000 |
| Noninterest expense | 440,000 | 944,000 | 1,449,000 | 2,097,000 |
| Provision for loan losses | 130,000 | 131,000 | 184,000 | 185,000 |
| Pretax income | 240,000 | 577,000 | 847,000 | 984,000 |
| Income tax | 66,000 | 171,000 | 250,000 | 283,000 |
| Net income | 174,000 | 406,000 | 597,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,876,000 | 13,988,000 | 14,058,000 | 14,042,000 |
| Total capital | 14,305,000 | 14,421,000 | 14,492,000 | 14,443,000 |
| Risk-weighted assets | 34,244,000 | 34,409,000 | 34,595,000 | 31,891,000 |