Call reports 2013
FIRST NATIONAL BANK OF STARBUCK, THE — 2013
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,323,000 | 21,950,000 | 22,121,000 | 21,807,000 |
| Total loans | 8,549,000 | 7,929,000 | 7,236,000 | 6,819,000 |
| Allowance for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,861,000 | 16,511,000 | 16,679,000 | 16,167,000 |
| Interest-bearing deposits | 11,383,000 | 10,227,000 | 10,146,000 | 10,210,000 |
| Noninterest-bearing deposits | 6,478,000 | 6,284,000 | 6,534,000 | 5,956,000 |
| Equity capital | 5,424,000 | 5,397,000 | 5,386,000 | 5,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 156,000 | 291,000 | 417,000 | 535,000 |
| Interest expense | 5,000 | 9,000 | 13,000 | 16,000 |
| Net interest income | 151,000 | 282,000 | 404,000 | 519,000 |
| Noninterest income | 48,000 | 95,000 | 182,000 | 250,000 |
| Noninterest expense | 252,000 | 491,000 | 723,000 | 1,213,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -53,000 | -114,000 | -137,000 | -444,000 |
| Income tax | -12,000 | -46,000 | -57,000 | -339,000 |
| Net income | -41,000 | -68,000 | -80,000 | -105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,118,000 | 2,068,000 | 2,008,000 | 1,734,000 |
| Total capital | 2,159,000 | 2,109,000 | 2,049,000 | 1,775,000 |
| Risk-weighted assets | 6,853,000 | 6,413,000 | 6,001,000 | 5,840,000 |