Call reports 2012
FIRST NATIONAL BANK OF STARBUCK, THE — 2012
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 22,633,000 | 21,334,000 | 21,774,000 | 22,316,000 |
| Total loans | 7,974,000 | 10,931,000 | 10,044,000 | 9,682,000 |
| Allowance for loan losses | 35,000 | 35,000 | 41,000 | 41,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,416,000 | 16,093,000 | 16,243,000 | 16,751,000 |
| Interest-bearing deposits | 11,450,000 | 10,827,000 | 10,624,000 | 10,804,000 |
| Noninterest-bearing deposits | 5,967,000 | 5,266,000 | 5,619,000 | 5,946,000 |
| Equity capital | 5,166,000 | 5,124,000 | 5,443,000 | 5,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 160,000 | 314,000 | 494,000 | 697,000 |
| Interest expense | 6,000 | 9,000 | 15,000 | 20,000 |
| Net interest income | 154,000 | 305,000 | 479,000 | 677,000 |
| Noninterest income | 39,000 | 76,000 | 162,000 | 263,000 |
| Noninterest expense | 234,000 | 465,000 | 669,000 | 898,000 |
| Provision for loan losses | 5,000 | 5,000 | 11,000 | 11,000 |
| Pretax income | -46,000 | -88,000 | -38,000 | 32,000 |
| Income tax | 2,000 | 2,000 | -267,000 | -219,000 |
| Net income | -48,000 | -90,000 | 229,000 | 251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,089,000 | 2,049,000 | 2,101,000 | 2,180,000 |
| Total capital | 2,124,000 | 2,084,000 | 2,142,000 | 2,221,000 |
| Risk-weighted assets | 6,803,000 | 8,201,000 | 7,587,000 | 7,758,000 |