Call reports 2011
FIRST NATIONAL BANK OF STARBUCK, THE — 2011
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,548,000 | 21,674,000 | 23,449,000 | 22,360,000 |
| Total loans | 8,018,000 | 9,491,000 | 9,273,000 | 8,946,000 |
| Allowance for loan losses | 4,000 | 29,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,428,000 | 16,557,000 | 18,234,000 | 17,119,000 |
| Interest-bearing deposits | 11,119,000 | 11,398,000 | 11,441,000 | 11,476,000 |
| Noninterest-bearing deposits | 5,308,000 | 5,159,000 | 6,793,000 | 5,643,000 |
| Equity capital | 5,088,000 | 5,056,000 | 5,127,000 | 5,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 379,000 | 610,000 | 791,000 |
| Interest expense | 9,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 167,000 | 360,000 | 582,000 | 754,000 |
| Noninterest income | 37,000 | 93,000 | 182,000 | 260,000 |
| Noninterest expense | 217,000 | 474,000 | 712,000 | 980,000 |
| Provision for loan losses | 1,000 | 26,000 | 27,000 | 27,000 |
| Pretax income | -14,000 | -47,000 | 25,000 | 7,000 |
| Income tax | 0 | 0 | 0 | 46,000 |
| Net income | -14,000 | -47,000 | 25,000 | -39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,926,000 | 1,896,000 | 1,976,000 | 2,135,000 |
| Total capital | 1,930,000 | 1,925,000 | 2,006,000 | 2,165,000 |
| Risk-weighted assets | 8,326,000 | 8,030,000 | 8,104,000 | 7,811,000 |