Call reports 2010
FIRST NATIONAL BANK OF STARBUCK, THE — 2010
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,985,000 | 16,795,000 | 16,393,000 | 20,608,000 |
| Total loans | 10,556,000 | 10,232,000 | 9,901,000 | 8,293,000 |
| Allowance for loan losses | 223,000 | 150,000 | 163,000 | 3,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,007,000 | 14,868,000 | 14,092,000 | 15,720,000 |
| Interest-bearing deposits | 11,214,000 | 10,429,000 | 9,889,000 | 9,829,000 |
| Noninterest-bearing deposits | 4,793,000 | 4,439,000 | 4,204,000 | 5,891,000 |
| Equity capital | 1,961,000 | 1,809,000 | 1,811,000 | 4,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 351,000 | 513,000 | 107,000 |
| Interest expense | 20,000 | 41,000 | 56,000 | 5,000 |
| Net interest income | 157,000 | 310,000 | 457,000 | 102,000 |
| Noninterest income | 61,000 | 129,000 | 224,000 | 97,000 |
| Noninterest expense | 181,000 | 336,000 | 564,000 | 140,000 |
| Provision for loan losses | 0 | 203,000 | 216,000 | 3,000 |
| Pretax income | 37,000 | -100,000 | -99,000 | 56,000 |
| Income tax | -43,000 | -27,000 | -27,000 | 0 |
| Net income | 80,000 | -73,000 | -72,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,961,000 | 1,809,000 | 1,811,000 | 1,683,000 |
| Total capital | 2,113,000 | 1,954,000 | 1,939,000 | 1,686,000 |
| Risk-weighted assets | 12,087,000 | 11,616,000 | 10,195,000 | 11,595,000 |