Call reports 2009
FIRST NATIONAL BANK OF STARBUCK, THE — 2009
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 18,829,000 | 17,972,000 | 17,610,000 | 18,717,000 |
| Total loans | 14,543,000 | 13,474,000 | 12,030,000 | 11,279,000 |
| Allowance for loan losses | 286,000 | 288,000 | 450,000 | 430,000 |
| Securities available for sale | 611,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,328,000 | 15,493,000 | 15,643,000 | 16,803,000 |
| Interest-bearing deposits | 12,437,000 | 11,826,000 | 11,575,000 | 11,290,000 |
| Noninterest-bearing deposits | 3,891,000 | 3,667,000 | 4,068,000 | 5,513,000 |
| Equity capital | 2,423,000 | 2,404,000 | 1,911,000 | 1,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 230,000 | 433,000 | 632,000 | 821,000 |
| Interest expense | 37,000 | 67,000 | 96,000 | 120,000 |
| Net interest income | 193,000 | 366,000 | 536,000 | 701,000 |
| Noninterest income | 62,000 | 106,000 | 192,000 | 279,000 |
| Noninterest expense | 247,000 | 474,000 | 819,000 | 1,311,000 |
| Provision for loan losses | 0 | 0 | 402,000 | 382,000 |
| Pretax income | 12,000 | 1,000 | -490,000 | -710,000 |
| Income tax | 2,000 | 0 | 0 | -189,000 |
| Net income | 10,000 | 1,000 | -490,000 | -521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,425,000 | 2,404,000 | 1,911,000 | 1,882,000 |
| Total capital | 2,610,000 | 2,575,000 | 2,081,000 | 2,043,000 |
| Risk-weighted assets | 14,677,000 | 13,539,000 | 13,080,000 | 12,689,000 |