Call reports 2008
FIRST NATIONAL BANK OF STARBUCK, THE — 2008
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 18,566,000 | 18,602,000 | 18,928,000 | 21,359,000 |
| Total loans | 13,038,000 | 14,826,000 | 15,269,000 | 15,349,000 |
| Allowance for loan losses | 313,000 | 322,000 | 265,000 | 285,000 |
| Securities available for sale | 2,688,000 | 1,111,000 | 1,961,000 | 2,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,354,000 | 15,456,000 | 15,662,000 | 17,510,000 |
| Interest-bearing deposits | 11,686,000 | 11,443,000 | 11,898,000 | 12,074,000 |
| Noninterest-bearing deposits | 3,668,000 | 4,013,000 | 3,764,000 | 5,436,000 |
| Equity capital | 2,512,000 | 2,474,000 | 2,446,000 | 2,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 510,000 | 765,000 | 1,027,000 |
| Interest expense | 51,000 | 103,000 | 153,000 | 202,000 |
| Net interest income | 211,000 | 407,000 | 612,000 | 825,000 |
| Noninterest income | 55,000 | 123,000 | 232,000 | 334,000 |
| Noninterest expense | 235,000 | 490,000 | 811,000 | 1,173,000 |
| Provision for loan losses | 0 | 22,000 | 22,000 | 40,000 |
| Pretax income | 79,000 | 102,000 | 95,000 | 29,000 |
| Income tax | 24,000 | 23,000 | 13,000 | 11,000 |
| Net income | 55,000 | 79,000 | 82,000 | 18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,452,000 | 2,476,000 | 2,480,000 | 2,415,000 |
| Total capital | 2,625,000 | 2,666,000 | 2,674,000 | 2,613,000 |
| Risk-weighted assets | 13,728,000 | 15,058,000 | 15,420,000 | 15,772,000 |