Call reports 2006
FIRST NATIONAL BANK OF STARBUCK, THE — 2006
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,072,000 | 19,848,000 | 20,434,000 | 21,175,000 |
| Total loans | 11,990,000 | 12,191,000 | 12,310,000 | 12,142,000 |
| Allowance for loan losses | 308,000 | 308,000 | 300,000 | 306,000 |
| Securities available for sale | 6,189,000 | 5,686,000 | 5,660,000 | 5,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,756,000 | 17,504,000 | 17,982,000 | 18,684,000 |
| Interest-bearing deposits | 14,028,000 | 13,427,000 | 13,871,000 | 14,219,000 |
| Noninterest-bearing deposits | 3,728,000 | 4,077,000 | 4,111,000 | 4,465,000 |
| Equity capital | 2,218,000 | 2,239,000 | 2,321,000 | 2,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 559,000 | 830,000 | 1,114,000 |
| Interest expense | 44,000 | 92,000 | 142,000 | 191,000 |
| Net interest income | 230,000 | 467,000 | 688,000 | 923,000 |
| Noninterest income | 59,000 | 131,000 | 191,000 | 252,000 |
| Noninterest expense | 221,000 | 456,000 | 666,000 | 921,000 |
| Provision for loan losses | 0 | 2,000 | -7,000 | -7,000 |
| Pretax income | 61,000 | 133,000 | 213,000 | 221,000 |
| Income tax | 18,000 | 40,000 | 66,000 | 41,000 |
| Net income | 43,000 | 93,000 | 147,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,272,000 | 2,321,000 | 2,375,000 | 2,409,000 |
| Total capital | 2,420,000 | 2,475,000 | 2,532,000 | 2,571,000 |
| Risk-weighted assets | 11,645,000 | 12,138,000 | 12,387,000 | 12,791,000 |