Call reports 2002
FIRST NATIONAL BANK OF STARBUCK, THE — 2002
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 27,699,000 | 29,133,000 | 29,268,000 | 29,415,000 |
| Total loans | 15,773,000 | 16,021,000 | 16,328,000 | 15,205,000 |
| Allowance for loan losses | 251,000 | 257,000 | 267,000 | 262,000 |
| Securities available for sale | 7,438,000 | 9,689,000 | 9,911,000 | 8,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,471,000 | 23,888,000 | 23,734,000 | 24,144,000 |
| Interest-bearing deposits | 19,482,000 | 20,495,000 | 19,799,000 | 19,834,000 |
| Noninterest-bearing deposits | 2,989,000 | 3,393,000 | 3,935,000 | 4,310,000 |
| Equity capital | 2,450,000 | 2,475,000 | 2,566,000 | 2,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 428,000 | 844,000 | 1,266,000 | 1,666,000 |
| Interest expense | 178,000 | 341,000 | 500,000 | 640,000 |
| Net interest income | 250,000 | 503,000 | 766,000 | 1,026,000 |
| Noninterest income | 50,000 | 114,000 | 161,000 | 248,000 |
| Noninterest expense | 248,000 | 513,000 | 758,000 | 1,181,000 |
| Provision for loan losses | 7,000 | 19,000 | 28,000 | 28,000 |
| Pretax income | 45,000 | 85,000 | 141,000 | 73,000 |
| Income tax | 11,000 | 23,000 | 38,000 | 19,000 |
| Net income | 34,000 | 62,000 | 103,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,402,000 | 2,384,000 | 2,425,000 | 2,231,000 |
| Total capital | 2,594,000 | 2,590,000 | 2,629,000 | 2,432,000 |
| Risk-weighted assets | 15,320,000 | 16,425,000 | 16,255,000 | 15,990,000 |