Call reports 2001
FIRST NATIONAL BANK OF STARBUCK, THE — 2001
What FIRST NATIONAL BANK OF STARBUCK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,027,000 | 25,993,000 | 27,031,000 | 28,955,000 |
| Total loans | 17,308,000 | 17,668,000 | 17,275,000 | 16,407,000 |
| Allowance for loan losses | 243,000 | 204,000 | 219,000 | 246,000 |
| Securities available for sale | 4,683,000 | 4,551,000 | 5,358,000 | 5,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,471,000 | 20,768,000 | 21,802,000 | 23,729,000 |
| Interest-bearing deposits | 18,415,000 | 17,987,000 | 18,605,000 | 19,456,000 |
| Noninterest-bearing deposits | 3,056,000 | 2,781,000 | 3,197,000 | 4,273,000 |
| Equity capital | 2,354,000 | 2,403,000 | 2,415,000 | 2,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 482,000 | 961,000 | 1,425,000 | 1,880,000 |
| Interest expense | 225,000 | 441,000 | 661,000 | 860,000 |
| Net interest income | 257,000 | 520,000 | 764,000 | 1,020,000 |
| Noninterest income | 58,000 | 114,000 | 168,000 | 261,000 |
| Noninterest expense | 198,000 | 399,000 | 634,000 | 889,000 |
| Provision for loan losses | 21,000 | 61,000 | 81,000 | 105,000 |
| Pretax income | 96,000 | 174,000 | 226,000 | 296,000 |
| Income tax | 36,000 | 64,000 | 80,000 | 97,000 |
| Net income | 60,000 | 110,000 | 146,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,275,000 | 2,329,000 | 2,330,000 | 2,363,000 |
| Total capital | 2,464,000 | 2,527,000 | 2,526,000 | 2,558,000 |
| Risk-weighted assets | 15,050,000 | 15,801,000 | 15,670,000 | 15,580,000 |