Call reports 2024
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2024
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 385,105,000 | 370,739,000 | 380,338,000 | 372,529,000 |
| Total loans | 218,273,000 | 222,805,000 | 224,342,000 | 224,987,000 |
| Allowance for loan losses | 2,528,000 | 2,536,000 | 2,527,000 | 2,616,000 |
| Securities available for sale | 106,701,000 | 106,091,000 | 108,060,000 | 101,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 310,103,000 | 306,960,000 | 318,930,000 | 310,254,000 |
| Interest-bearing deposits | 201,891,000 | 207,185,000 | 220,315,000 | 204,090,000 |
| Noninterest-bearing deposits | 108,212,000 | 99,775,000 | 98,615,000 | 106,164,000 |
| Equity capital | 36,469,000 | 36,785,000 | 40,065,000 | 38,722,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,720,000 | 7,611,000 | 11,602,000 | 15,611,000 |
| Interest expense | 770,000 | 1,593,000 | 2,539,000 | 3,444,000 |
| Net interest income | 2,950,000 | 6,018,000 | 9,063,000 | 12,167,000 |
| Noninterest income | 399,000 | 815,000 | 1,230,000 | 1,692,000 |
| Noninterest expense | 3,034,000 | 5,875,000 | 8,570,000 | 11,665,000 |
| Provision for loan losses | 0 | 0 | 0 | 86,000 |
| Pretax income | 314,000 | 943,000 | 1,716,000 | 2,125,000 |
| Income tax | 19,000 | 103,000 | 217,000 | 254,000 |
| Net income | 295,000 | 840,000 | 1,499,000 | 1,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,776,000 | 46,128,000 | 46,595,000 | 46,774,000 |