Call reports 2023
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2023
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 367,604,000 | 368,051,000 | 366,889,000 | 380,414,000 |
| Total loans | 209,209,000 | 213,035,000 | 216,197,000 | 220,579,000 |
| Allowance for loan losses | 2,472,000 | 2,435,000 | 2,445,000 | 2,501,000 |
| Securities available for sale | 110,885,000 | 108,966,000 | 104,774,000 | 110,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,672,000 | 302,190,000 | 299,623,000 | 304,660,000 |
| Interest-bearing deposits | 185,685,000 | 187,857,000 | 187,068,000 | 188,599,000 |
| Noninterest-bearing deposits | 126,987,000 | 114,333,000 | 112,555,000 | 116,061,000 |
| Equity capital | 35,059,000 | 34,549,000 | 32,184,000 | 37,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,336,000 | 6,733,000 | 10,287,000 | 14,054,000 |
| Interest expense | 130,000 | 464,000 | 1,108,000 | 1,897,000 |
| Net interest income | 3,206,000 | 6,269,000 | 9,179,000 | 12,157,000 |
| Noninterest income | 442,000 | 858,000 | 1,273,000 | 1,715,000 |
| Noninterest expense | 2,846,000 | 5,453,000 | 8,037,000 | 11,060,000 |
| Provision for loan losses | -82,000 | -127,000 | -127,000 | -77,000 |
| Pretax income | 810,000 | 1,689,000 | 2,433,000 | 2,779,000 |
| Income tax | 119,000 | 251,000 | 358,000 | 382,000 |
| Net income | 691,000 | 1,438,000 | 2,075,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,532,000 | 45,093,000 | 45,544,000 | 45,673,000 |