Call reports 2022
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2022
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 378,826,000 | 368,521,000 | 360,688,000 | 359,418,000 |
| Total loans | 185,418,000 | 200,888,000 | 201,515,000 | 213,231,000 |
| Allowance for loan losses | 2,543,000 | 2,550,000 | 2,554,000 | 2,556,000 |
| Securities available for sale | 92,394,000 | 98,966,000 | 108,046,000 | 109,304,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,141,000 | 323,956,000 | 316,209,000 | 302,791,000 |
| Interest-bearing deposits | 199,369,000 | 191,813,000 | 186,994,000 | 175,059,000 |
| Noninterest-bearing deposits | 130,772,000 | 132,143,000 | 129,215,000 | 127,732,000 |
| Equity capital | 37,333,000 | 33,861,000 | 30,163,000 | 32,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,291,000 | 4,898,000 | 7,845,000 | 11,206,000 |
| Interest expense | 19,000 | 38,000 | 55,000 | 88,000 |
| Net interest income | 2,272,000 | 4,860,000 | 7,790,000 | 11,118,000 |
| Noninterest income | 384,000 | 814,000 | 1,261,000 | 1,645,000 |
| Noninterest expense | 2,569,000 | 5,159,000 | 7,630,000 | 10,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 502,000 | 1,409,000 | 2,144,000 |
| Income tax | 0 | 43,000 | 187,000 | 287,000 |
| Net income | 83,000 | 459,000 | 1,222,000 | 1,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,798,000 | 42,994,000 | 43,578,000 | 44,027,000 |