Call reports 2021
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2021
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,193,000 | 355,707,000 | 352,946,000 | 354,534,000 |
| Total loans | 184,086,000 | 176,557,000 | 184,556,000 | 188,429,000 |
| Allowance for loan losses | 2,592,000 | 2,604,000 | 2,616,000 | 2,531,000 |
| Securities available for sale | 70,568,000 | 75,922,000 | 77,008,000 | 75,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,012,000 | 299,697,000 | 296,821,000 | 300,073,000 |
| Interest-bearing deposits | 170,096,000 | 177,741,000 | 179,728,000 | 86,699,000 |
| Noninterest-bearing deposits | 117,916,000 | 121,956,000 | 117,093,000 | 213,374,000 |
| Equity capital | 41,446,000 | 41,857,000 | 42,078,000 | 41,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,660,000 | 6,949,000 | 9,298,000 |
| Interest expense | 38,000 | 63,000 | 87,000 | 109,000 |
| Net interest income | 2,320,000 | 4,597,000 | 6,862,000 | 9,189,000 |
| Noninterest income | 395,000 | 884,000 | 1,309,000 | 1,745,000 |
| Noninterest expense | 2,764,000 | 5,220,000 | 7,556,000 | 10,102,000 |
| Provision for loan losses | 50,000 | 0 | 0 | -96,000 |
| Pretax income | -87,000 | 274,000 | 635,000 | 955,000 |
| Income tax | 0 | 5,000 | 52,000 | 92,000 |
| Net income | -87,000 | 269,000 | 583,000 | 863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,483,000 | 42,660,000 | 42,794,000 | 42,894,000 |