Call reports 2020
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2020
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 288,577,000 | 309,180,000 | 308,002,000 | 321,984,000 |
| Total loans | 186,893,000 | 184,191,000 | 184,230,000 | 176,876,000 |
| Allowance for loan losses | 2,725,000 | 2,731,000 | 2,743,000 | 2,535,000 |
| Securities available for sale | 55,982,000 | 54,572,000 | 56,932,000 | 60,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,045,000 | 244,893,000 | 241,854,000 | 254,581,000 |
| Interest-bearing deposits | 154,571,000 | 154,111,000 | 151,432,000 | 153,842,000 |
| Noninterest-bearing deposits | 75,474,000 | 90,782,000 | 90,422,000 | 100,739,000 |
| Equity capital | 41,952,000 | 42,889,000 | 43,345,000 | 42,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,751,000 | 5,365,000 | 7,886,000 | 10,367,000 |
| Interest expense | 160,000 | 300,000 | 418,000 | 506,000 |
| Net interest income | 2,591,000 | 5,065,000 | 7,468,000 | 9,861,000 |
| Noninterest income | 349,000 | 722,000 | 1,147,000 | 1,720,000 |
| Noninterest expense | 2,355,000 | 4,539,000 | 6,842,000 | 9,622,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 572,000 | 1,189,000 | 1,714,000 | 1,905,000 |
| Income tax | 96,000 | 199,000 | 50,000 | 190,000 |
| Net income | 476,000 | 990,000 | 1,664,000 | 1,715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,050,000 | 42,385,000 | 42,880,000 | 42,750,000 |