Call reports 2019
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2019
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 291,234,000 | 289,740,000 | 293,214,000 | 297,894,000 |
| Total loans | 179,414,000 | 190,265,000 | 183,397,000 | 186,558,000 |
| Allowance for loan losses | 2,589,000 | 2,688,000 | 2,701,000 | 2,713,000 |
| Securities available for sale | 57,034,000 | 58,472,000 | 58,595,000 | 56,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,995,000 | 226,354,000 | 233,506,000 | 236,883,000 |
| Interest-bearing deposits | 163,152,000 | 159,157,000 | 160,832,000 | 156,455,000 |
| Noninterest-bearing deposits | 65,843,000 | 67,197,000 | 72,674,000 | 80,428,000 |
| Equity capital | 40,593,000 | 41,257,000 | 41,842,000 | 41,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,437,000 | 8,306,000 | 11,127,000 |
| Interest expense | 198,000 | 431,000 | 648,000 | 849,000 |
| Net interest income | 2,444,000 | 5,006,000 | 7,658,000 | 10,278,000 |
| Noninterest income | 337,000 | 738,000 | 1,139,000 | 1,546,000 |
| Noninterest expense | 2,280,000 | 4,520,000 | 6,680,000 | 9,295,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 501,000 | 1,154,000 | 2,052,000 | 2,464,000 |
| Income tax | 79,000 | 188,000 | 349,000 | 406,000 |
| Net income | 422,000 | 966,000 | 1,703,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,461,000 | 40,832,000 | 41,397,000 | 41,578,000 |
| Total capital | 42,832,000 | 43,329,000 | 43,818,000 | 44,026,000 |
| Risk-weighted assets | 189,439,000 | 199,602,000 | 193,418,000 | 195,571,000 |