Call reports 2018
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2018
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 280,804,000 | 272,141,000 | 278,757,000 | 284,218,000 |
| Total loans | 176,139,000 | 181,178,000 | 179,910,000 | 182,476,000 |
| Allowance for loan losses | 4,585,000 | 3,228,000 | 2,604,000 | 2,603,000 |
| Securities available for sale | 56,952,000 | 58,608,000 | 58,084,000 | 55,860,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,114,000 | 213,813,000 | 218,770,000 | 221,815,000 |
| Interest-bearing deposits | 153,601,000 | 153,451,000 | 153,646,000 | 151,003,000 |
| Noninterest-bearing deposits | 63,513,000 | 60,362,000 | 65,124,000 | 70,812,000 |
| Equity capital | 38,675,000 | 38,918,000 | 39,190,000 | 39,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,765,000 | 7,296,000 | 9,975,000 |
| Interest expense | 112,000 | 267,000 | 428,000 | 621,000 |
| Net interest income | 2,228,000 | 4,498,000 | 6,868,000 | 9,354,000 |
| Noninterest income | 325,000 | 688,000 | 1,048,000 | 1,474,000 |
| Noninterest expense | 2,074,000 | 4,149,000 | 6,181,000 | 8,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 479,000 | 1,037,000 | 1,735,000 | 2,191,000 |
| Income tax | 70,000 | 156,000 | 272,000 | 338,000 |
| Net income | 409,000 | 881,000 | 1,463,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,464,000 | 39,762,000 | 40,171,000 | 40,389,000 |
| Total capital | 41,791,000 | 42,146,000 | 42,546,000 | 42,782,000 |
| Risk-weighted assets | 183,954,000 | 189,881,000 | 189,805,000 | 191,170,000 |