Call reports 2017
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2017
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,214,000 | 252,978,000 | 260,370,000 | 276,947,000 |
| Total loans | 156,908,000 | 164,688,000 | 171,407,000 | 179,964,000 |
| Allowance for loan losses | 2,013,000 | 2,136,000 | 2,217,000 | 4,584,000 |
| Securities available for sale | 59,164,000 | 59,420,000 | 59,185,000 | 58,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,007,000 | 193,815,000 | 200,680,000 | 215,970,000 |
| Interest-bearing deposits | 137,201,000 | 131,974,000 | 138,336,000 | 144,882,000 |
| Noninterest-bearing deposits | 64,806,000 | 61,841,000 | 62,344,000 | 71,088,000 |
| Equity capital | 40,858,000 | 41,232,000 | 41,432,000 | 38,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,047,000 | 4,216,000 | 6,449,000 | 8,806,000 |
| Interest expense | 14,000 | 37,000 | 113,000 | 242,000 |
| Net interest income | 2,033,000 | 4,179,000 | 6,336,000 | 8,564,000 |
| Noninterest income | 323,000 | 697,000 | 952,000 | 1,326,000 |
| Noninterest expense | 1,903,000 | 3,780,000 | 5,564,000 | 7,561,000 |
| Provision for loan losses | 0 | 125,000 | 220,000 | 2,590,000 |
| Pretax income | 453,000 | 971,000 | 1,504,000 | -261,000 |
| Income tax | 98,000 | 217,000 | 342,000 | 628,000 |
| Net income | 355,000 | 754,000 | 1,162,000 | -889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,880,000 | 41,105,000 | 41,340,000 | 39,115,000 |
| Total capital | 42,893,000 | 43,241,000 | 43,557,000 | 41,488,000 |
| Risk-weighted assets | 164,984,000 | 172,769,000 | 179,817,000 | 187,654,000 |