Call reports 2014
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2014
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 224,862,000 | 219,221,000 | 214,840,000 | 221,467,000 |
| Total loans | 116,201,000 | 120,497,000 | 125,200,000 | 128,399,000 |
| Allowance for loan losses | 1,340,000 | 1,371,000 | 1,504,000 | 1,484,000 |
| Securities available for sale | 72,141,000 | 74,093,000 | 65,085,000 | 63,808,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,794,000 | 170,465,000 | 165,992,000 | 171,246,000 |
| Interest-bearing deposits | 128,371,000 | 124,231,000 | 120,317,000 | 120,004,000 |
| Noninterest-bearing deposits | 47,423,000 | 46,234,000 | 45,675,000 | 51,242,000 |
| Equity capital | 38,923,000 | 39,422,000 | 39,679,000 | 39,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,354,000 | 5,121,000 | 6,892,000 |
| Interest expense | 26,000 | 50,000 | 75,000 | 99,000 |
| Net interest income | 1,623,000 | 3,304,000 | 5,046,000 | 6,793,000 |
| Noninterest income | 359,000 | 732,000 | 1,194,000 | 1,558,000 |
| Noninterest expense | 1,711,000 | 3,398,000 | 5,023,000 | 6,906,000 |
| Provision for loan losses | 0 | 0 | 61,000 | 211,000 |
| Pretax income | 271,000 | 638,000 | 1,136,000 | 1,214,000 |
| Income tax | 11,000 | 84,000 | 184,000 | 141,000 |
| Net income | 260,000 | 554,000 | 952,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,423,000 | 39,547,000 | 39,781,000 | 39,732,000 |
| Total capital | 40,763,000 | 40,918,000 | 41,285,000 | 41,216,000 |
| Risk-weighted assets | 124,980,000 | 131,955,000 | 129,001,000 | 132,178,000 |