Call reports 2013
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2013
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 236,583,000 | 224,677,000 | 224,398,000 | 220,580,000 |
| Total loans | 112,612,000 | 115,400,000 | 119,757,000 | 119,909,000 |
| Allowance for loan losses | 1,725,000 | 1,735,000 | 1,705,000 | 1,355,000 |
| Securities available for sale | 73,365,000 | 79,931,000 | 74,345,000 | 72,752,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,372,000 | 177,060,000 | 173,824,000 | 172,367,000 |
| Interest-bearing deposits | 140,451,000 | 132,196,000 | 128,128,000 | 123,940,000 |
| Noninterest-bearing deposits | 46,921,000 | 44,864,000 | 45,696,000 | 48,427,000 |
| Equity capital | 39,438,000 | 38,202,000 | 38,374,000 | 38,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,665,000 | 3,364,000 | 5,109,000 | 6,880,000 |
| Interest expense | 52,000 | 90,000 | 122,000 | 152,000 |
| Net interest income | 1,613,000 | 3,274,000 | 4,987,000 | 6,728,000 |
| Noninterest income | 288,000 | 668,000 | 1,029,000 | 1,451,000 |
| Noninterest expense | 1,757,000 | 3,437,000 | 5,078,000 | 6,887,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 505,000 | 938,000 | 1,270,000 |
| Income tax | 0 | 46,000 | 124,000 | 169,000 |
| Net income | 144,000 | 459,000 | 814,000 | 1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,885,000 | 39,030,000 | 39,215,000 | 39,339,000 |
| Total capital | 40,403,000 | 40,579,000 | 40,801,000 | 40,694,000 |
| Risk-weighted assets | 121,209,000 | 123,696,000 | 126,793,000 | 126,927,000 |