Call reports 2012
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2012
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 234,203,000 | 222,030,000 | 218,846,000 | 229,268,000 |
| Total loans | 118,559,000 | 119,007,000 | 120,107,000 | 120,855,000 |
| Allowance for loan losses | 1,688,000 | 1,712,000 | 1,678,000 | 1,705,000 |
| Securities available for sale | 59,754,000 | 61,794,000 | 66,217,000 | 69,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,866,000 | 173,002,000 | 169,840,000 | 177,603,000 |
| Interest-bearing deposits | 142,747,000 | 134,239,000 | 131,559,000 | 130,749,000 |
| Noninterest-bearing deposits | 41,119,000 | 38,763,000 | 38,281,000 | 46,854,000 |
| Equity capital | 38,945,000 | 39,203,000 | 39,470,000 | 39,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,674,000 | 5,493,000 | 7,392,000 |
| Interest expense | 116,000 | 227,000 | 325,000 | 403,000 |
| Net interest income | 1,725,000 | 3,447,000 | 5,168,000 | 6,989,000 |
| Noninterest income | 339,000 | 730,000 | 1,091,000 | 1,477,000 |
| Noninterest expense | 1,815,000 | 3,619,000 | 5,271,000 | 7,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 558,000 | 988,000 | 1,429,000 |
| Income tax | 15,000 | 45,000 | 118,000 | 191,000 |
| Net income | 234,000 | 513,000 | 870,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,407,000 | 38,527,000 | 38,718,000 | 38,912,000 |
| Total capital | 39,938,000 | 40,051,000 | 40,265,000 | 40,491,000 |
| Risk-weighted assets | 122,361,000 | 121,696,000 | 123,639,000 | 126,160,000 |