Call reports 2011
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2011
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 220,801,000 | 215,835,000 | 213,963,000 | 220,248,000 |
| Total loans | 118,642,000 | 119,484,000 | 120,592,000 | 118,705,000 |
| Allowance for loan losses | 1,896,000 | 1,867,000 | 1,598,000 | 1,598,000 |
| Securities available for sale | 57,025,000 | 60,851,000 | 59,905,000 | 56,935,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,523,000 | 168,373,000 | 166,212,000 | 170,721,000 |
| Interest-bearing deposits | 140,939,000 | 138,765,000 | 134,887,000 | 130,348,000 |
| Noninterest-bearing deposits | 33,584,000 | 29,608,000 | 31,325,000 | 40,373,000 |
| Equity capital | 37,984,000 | 38,422,000 | 38,920,000 | 39,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,964,000 | 3,951,000 | 5,960,000 | 7,982,000 |
| Interest expense | 161,000 | 300,000 | 433,000 | 562,000 |
| Net interest income | 1,803,000 | 3,651,000 | 5,527,000 | 7,420,000 |
| Noninterest income | 284,000 | 785,000 | 929,000 | 1,354,000 |
| Noninterest expense | 1,762,000 | 3,656,000 | 5,429,000 | 7,084,000 |
| Provision for loan losses | 59,000 | 59,000 | 59,000 | 59,000 |
| Pretax income | 266,000 | 721,000 | 968,000 | 1,631,000 |
| Income tax | 34,000 | 159,000 | 120,000 | 271,000 |
| Net income | 232,000 | 562,000 | 848,000 | 1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,742,000 | 37,896,000 | 38,017,000 | 38,347,000 |
| Total capital | 39,247,000 | 39,404,000 | 39,529,000 | 39,856,000 |
| Risk-weighted assets | 120,034,000 | 120,282,000 | 120,868,000 | 120,648,000 |