Call reports 2010
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2010
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 226,097,000 | 219,616,000 | 224,820,000 | 218,567,000 |
| Total loans | 128,460,000 | 126,306,000 | 125,832,000 | 122,639,000 |
| Allowance for loan losses | 1,966,000 | 2,098,000 | 2,139,000 | 1,866,000 |
| Securities available for sale | 50,845,000 | 56,006,000 | 57,922,000 | 56,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,027,000 | 172,359,000 | 177,821,000 | 172,680,000 |
| Interest-bearing deposits | 151,048,000 | 143,761,000 | 147,080,000 | 138,123,000 |
| Noninterest-bearing deposits | 27,979,000 | 28,598,000 | 30,741,000 | 34,557,000 |
| Equity capital | 37,603,000 | 38,030,000 | 38,367,000 | 37,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,173,000 | 4,346,000 | 6,516,000 | 8,652,000 |
| Interest expense | 271,000 | 496,000 | 704,000 | 885,000 |
| Net interest income | 1,902,000 | 3,850,000 | 5,812,000 | 7,767,000 |
| Noninterest income | 258,000 | 624,000 | 932,000 | 1,236,000 |
| Noninterest expense | 1,790,000 | 3,637,000 | 5,429,000 | 7,206,000 |
| Provision for loan losses | 0 | 124,000 | 124,000 | 124,000 |
| Pretax income | 370,000 | 714,000 | 1,192,000 | 1,674,000 |
| Income tax | 99,000 | 119,000 | 218,000 | 319,000 |
| Net income | 271,000 | 595,000 | 974,000 | 1,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,108,000 | 37,257,000 | 37,466,000 | 37,676,000 |
| Total capital | 38,682,000 | 38,799,000 | 39,005,000 | 39,209,000 |
| Risk-weighted assets | 125,521,000 | 122,780,000 | 122,495,000 | 122,292,000 |