Call reports 2009
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2009
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 223,143,000 | 225,717,000 | 227,262,000 | 228,303,000 |
| Total loans | 137,103,000 | 136,485,000 | 136,712,000 | 133,662,000 |
| Allowance for loan losses | 2,402,000 | 2,635,000 | 2,737,000 | 2,061,000 |
| Securities available for sale | 47,565,000 | 46,418,000 | 52,309,000 | 48,937,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,822,000 | 178,444,000 | 180,451,000 | 179,258,000 |
| Interest-bearing deposits | 152,054,000 | 154,137,000 | 156,382,000 | 149,319,000 |
| Noninterest-bearing deposits | 23,768,000 | 24,307,000 | 24,069,000 | 29,939,000 |
| Equity capital | 37,284,000 | 37,041,000 | 37,499,000 | 37,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,523,000 | 4,974,000 | 7,414,000 | 9,775,000 |
| Interest expense | 528,000 | 997,000 | 1,414,000 | 1,752,000 |
| Net interest income | 1,995,000 | 3,977,000 | 6,000,000 | 8,023,000 |
| Noninterest income | 246,000 | 543,000 | 835,000 | 1,137,000 |
| Noninterest expense | 1,744,000 | 3,630,000 | 5,341,000 | 7,033,000 |
| Provision for loan losses | 115,000 | 355,000 | 455,000 | 568,000 |
| Pretax income | 382,000 | 535,000 | 1,039,000 | 1,559,000 |
| Income tax | 63,000 | 44,000 | 142,000 | 247,000 |
| Net income | 319,000 | 491,000 | 897,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,522,000 | 36,524,000 | 36,760,000 | 37,005,000 |
| Total capital | 38,175,000 | 38,147,000 | 38,393,000 | 38,618,000 |
| Risk-weighted assets | 131,462,000 | 128,798,000 | 129,573,000 | 128,618,000 |