Call reports 2007
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2007
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 221,456,000 | 213,573,000 | 210,712,000 | 215,041,000 |
| Total loans | 142,104,000 | 138,888,000 | 138,241,000 | 137,728,000 |
| Allowance for loan losses | 1,779,000 | 1,780,000 | 1,781,000 | 1,738,000 |
| Securities available for sale | 56,758,000 | 57,521,000 | 56,230,000 | 52,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,644,000 | 174,175,000 | 169,484,000 | 171,229,000 |
| Interest-bearing deposits | 158,198,000 | 152,942,000 | 148,119,000 | 147,123,000 |
| Noninterest-bearing deposits | 22,446,000 | 21,233,000 | 21,365,000 | 24,106,000 |
| Equity capital | 35,049,000 | 35,170,000 | 35,813,000 | 35,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,032,000 | 6,149,000 | 9,264,000 | 12,374,000 |
| Interest expense | 1,227,000 | 2,426,000 | 3,559,000 | 4,629,000 |
| Net interest income | 1,805,000 | 3,723,000 | 5,705,000 | 7,745,000 |
| Noninterest income | 248,000 | 540,000 | 808,000 | 1,120,000 |
| Noninterest expense | 1,707,000 | 3,268,000 | 4,846,000 | 6,572,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 346,000 | 995,000 | 1,667,000 | 2,263,000 |
| Income tax | 57,000 | 211,000 | 361,000 | 514,000 |
| Net income | 289,000 | 784,000 | 1,306,000 | 1,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,621,000 | 34,949,000 | 35,304,000 | 35,580,000 |
| Total capital | 36,383,000 | 36,676,000 | 37,016,000 | 37,292,000 |
| Risk-weighted assets | 140,964,000 | 138,090,000 | 136,884,000 | 136,949,000 |