Call reports 2006
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2006
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 217,284,000 | 214,187,000 | 217,384,000 | 217,826,000 |
| Total loans | 144,752,000 | 143,411,000 | 144,628,000 | 142,981,000 |
| Allowance for loan losses | 1,814,000 | 1,838,000 | 1,835,000 | 1,788,000 |
| Securities available for sale | 56,365,000 | 55,932,000 | 57,518,000 | 57,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,910,000 | 176,682,000 | 178,456,000 | 178,651,000 |
| Interest-bearing deposits | 158,202,000 | 156,402,000 | 157,970,000 | 155,604,000 |
| Noninterest-bearing deposits | 21,708,000 | 20,280,000 | 20,486,000 | 23,047,000 |
| Equity capital | 34,232,000 | 34,063,000 | 34,552,000 | 34,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,805,000 | 5,626,000 | 8,582,000 | 11,638,000 |
| Interest expense | 1,011,000 | 2,104,000 | 3,297,000 | 4,526,000 |
| Net interest income | 1,794,000 | 3,522,000 | 5,285,000 | 7,112,000 |
| Noninterest income | 268,000 | 556,000 | 827,000 | 1,142,000 |
| Noninterest expense | 1,879,000 | 3,569,000 | 5,191,000 | 6,654,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 183,000 | 459,000 | 871,000 | 1,550,000 |
| Income tax | 15,000 | 55,000 | 136,000 | 263,000 |
| Net income | 168,000 | 404,000 | 735,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,879,000 | 33,948,000 | 34,113,000 | 34,498,000 |
| Total capital | 35,641,000 | 35,690,000 | 35,861,000 | 36,241,000 |
| Risk-weighted assets | 140,926,000 | 139,298,000 | 139,738,000 | 139,377,000 |