Call reports 2002
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2002
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 201,064,000 | 206,305,000 | 217,558,000 | 227,917,000 |
| Total loans | 121,811,000 | 125,031,000 | 126,887,000 | 128,094,000 |
| Allowance for loan losses | 1,614,000 | 1,602,000 | 1,575,000 | 1,669,000 |
| Securities available for sale | 59,676,000 | 60,359,000 | 62,473,000 | 64,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,886,000 | 169,498,000 | 179,713,000 | 188,398,000 |
| Interest-bearing deposits | 148,100,000 | 151,510,000 | 162,922,000 | 169,908,000 |
| Noninterest-bearing deposits | 16,786,000 | 17,988,000 | 16,791,000 | 18,490,000 |
| Equity capital | 30,208,000 | 31,537,000 | 32,715,000 | 32,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,136,000 | 6,282,000 | 9,472,000 | 12,665,000 |
| Interest expense | 1,245,000 | 2,482,000 | 3,766,000 | 5,035,000 |
| Net interest income | 1,891,000 | 3,800,000 | 5,706,000 | 7,630,000 |
| Noninterest income | 159,000 | 313,000 | 473,000 | 652,000 |
| Noninterest expense | 1,267,000 | 2,508,000 | 3,800,000 | 5,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 225,000 |
| Pretax income | 783,000 | 1,605,000 | 2,453,000 | 2,925,000 |
| Income tax | 214,000 | 438,000 | 662,000 | 765,000 |
| Net income | 569,000 | 1,167,000 | 1,791,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,763,000 | 29,209,000 | 29,673,000 | 29,882,000 |
| Total capital | 30,377,000 | 30,811,000 | 31,248,000 | 31,551,000 |
| Risk-weighted assets | 131,272,000 | 132,971,000 | 135,396,000 | 136,692,000 |