Call reports 2001
FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE — 2001
What FIRST CITIZENS NATIONAL BANK OF UPPER SANDUSKY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 183,694,000 | 183,455,000 | 188,308,000 | 199,393,000 |
| Total loans | 102,795,000 | 106,403,000 | 111,485,000 | 117,315,000 |
| Allowance for loan losses | 1,447,000 | 1,403,000 | 1,371,000 | 1,610,000 |
| Securities available for sale | 66,291,000 | 65,744,000 | 66,161,000 | 61,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,319,000 | 148,872,000 | 153,406,000 | 161,928,000 |
| Interest-bearing deposits | 133,762,000 | 132,731,000 | 136,399,000 | 142,935,000 |
| Noninterest-bearing deposits | 15,557,000 | 16,141,000 | 17,007,000 | 18,993,000 |
| Equity capital | 28,778,000 | 28,878,000 | 30,496,000 | 30,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,581,000 | 9,856,000 | 13,086,000 |
| Interest expense | 1,603,000 | 3,159,000 | 4,603,000 | 5,917,000 |
| Net interest income | 1,713,000 | 3,422,000 | 5,253,000 | 7,169,000 |
| Noninterest income | 111,000 | 271,000 | 409,000 | 585,000 |
| Noninterest expense | 1,204,000 | 2,325,000 | 3,424,000 | 4,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 622,000 | 1,370,000 | 2,240,000 | 2,951,000 |
| Income tax | 159,000 | 358,000 | 602,000 | 800,000 |
| Net income | 463,000 | 1,012,000 | 1,638,000 | 2,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,070,000 | 27,485,000 | 27,972,000 | 28,344,000 |
| Total capital | 28,517,000 | 28,888,000 | 29,343,000 | 29,934,000 |
| Risk-weighted assets | 119,493,000 | 120,957,000 | 125,233,000 | 127,170,000 |