Call reports 2022
BANK OF MONTGOMERY — 2022
What BANK OF MONTGOMERY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 49,167,000 | 47,149,000 | 46,800,000 | 46,727,000 |
| Total loans | 8,856,000 | 8,422,000 | 7,892,000 | 7,614,000 |
| Allowance for loan losses | 190,000 | 190,000 | 190,000 | 112,000 |
| Securities available for sale | 33,856,000 | 33,857,000 | 32,891,000 | 33,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,085,000 | 44,422,000 | 44,501,000 | 44,320,000 |
| Interest-bearing deposits | 34,658,000 | 34,220,000 | 34,572,000 | 34,297,000 |
| Noninterest-bearing deposits | 11,427,000 | 10,202,000 | 9,929,000 | 10,023,000 |
| Equity capital | 3,055,000 | 2,694,000 | 2,263,000 | 2,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 189,000 | 391,000 | 588,000 | 785,000 |
| Interest expense | 53,000 | 102,000 | 157,000 | 213,000 |
| Net interest income | 136,000 | 289,000 | 431,000 | 572,000 |
| Noninterest income | 18,000 | 36,000 | 61,000 | 83,000 |
| Noninterest expense | 175,000 | 358,000 | 534,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -21,000 | -33,000 | -42,000 | -82,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -33,000 | -42,000 | -82,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,850,000 | 3,824,000 | 3,815,000 | 3,760,000 |
| Total capital | 3,976,000 | 3,943,000 | 3,927,000 | 3,869,000 |
| Risk-weighted assets | 10,021,000 | 9,445,000 | 8,853,000 | 8,715,000 |