Call reports 2020
BANK OF MONTGOMERY — 2020
What BANK OF MONTGOMERY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 41,985,000 | 42,627,000 | 42,982,000 | 44,519,000 |
| Total loans | 13,744,000 | 13,090,000 | 12,290,000 | 11,183,000 |
| Allowance for loan losses | 185,000 | 189,000 | 189,000 | 189,000 |
| Securities available for sale | 12,900,000 | 10,478,000 | 16,228,000 | 14,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,847,000 | 38,352,000 | 38,634,000 | 40,274,000 |
| Interest-bearing deposits | 29,991,000 | 29,448,000 | 29,202,000 | 31,114,000 |
| Noninterest-bearing deposits | 7,856,000 | 8,903,000 | 9,431,000 | 9,160,000 |
| Equity capital | 4,094,000 | 4,230,000 | 4,297,000 | 4,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 327,000 | 640,000 | 929,000 | 1,205,000 |
| Interest expense | 57,000 | 115,000 | 173,000 | 225,000 |
| Net interest income | 270,000 | 525,000 | 756,000 | 980,000 |
| Noninterest income | 23,000 | 38,000 | 66,000 | 86,000 |
| Noninterest expense | 236,000 | 469,000 | 669,000 | 927,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 157,000 | 194,000 | 253,000 | 239,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 157,000 | 194,000 | 253,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,802,000 | 3,839,000 | 3,897,000 | 3,863,000 |
| Total capital | 3,987,000 | 4,028,000 | 4,086,000 | 4,039,000 |
| Risk-weighted assets | 16,360,000 | 15,098,000 | 15,343,000 | 14,044,000 |