Call reports 2019
BANK OF MONTGOMERY — 2019
What BANK OF MONTGOMERY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,745,000 | 42,961,000 | 40,872,000 | 40,939,000 |
| Total loans | 15,620,000 | 14,870,000 | 14,384,000 | 14,227,000 |
| Allowance for loan losses | 167,000 | 241,000 | 235,000 | 234,000 |
| Securities available for sale | 11,881,000 | 11,454,000 | 11,224,000 | 9,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,573,000 | 39,078,000 | 36,861,000 | 36,950,000 |
| Interest-bearing deposits | 30,938,000 | 30,307,000 | 29,122,000 | 29,350,000 |
| Noninterest-bearing deposits | 8,635,000 | 8,771,000 | 7,738,000 | 7,600,000 |
| Equity capital | 4,128,000 | 3,835,000 | 3,950,000 | 3,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 336,000 | 675,000 | 1,012,000 | 1,348,000 |
| Interest expense | 54,000 | 111,000 | 174,000 | 237,000 |
| Net interest income | 282,000 | 564,000 | 838,000 | 1,111,000 |
| Noninterest income | 24,000 | 45,000 | 76,000 | 97,000 |
| Noninterest expense | 250,000 | 497,000 | 736,000 | 1,013,000 |
| Provision for loan losses | 0 | 417,000 | 386,000 | 386,000 |
| Pretax income | 56,000 | -305,000 | -208,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | -305,000 | -208,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,897,000 | 3,536,000 | 3,634,000 | 3,644,000 |
| Total capital | 4,064,000 | 3,762,000 | 3,851,000 | 3,849,000 |
| Risk-weighted assets | 18,721,000 | 18,036,000 | 17,281,000 | 16,377,000 |