Call reports 2018
BANK OF MONTGOMERY — 2018
What BANK OF MONTGOMERY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,955,000 | 43,900,000 | 42,852,000 | 43,252,000 |
| Total loans | 15,453,000 | 15,334,000 | 15,587,000 | 15,968,000 |
| Allowance for loan losses | 189,000 | 170,000 | 170,000 | 167,000 |
| Securities available for sale | 14,161,000 | 12,469,000 | 12,930,000 | 12,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,008,000 | 39,873,000 | 38,789,000 | 39,243,000 |
| Interest-bearing deposits | 34,074,000 | 32,820,000 | 31,384,000 | 30,991,000 |
| Noninterest-bearing deposits | 6,935,000 | 7,053,000 | 7,405,000 | 8,252,000 |
| Equity capital | 3,891,000 | 3,958,000 | 3,982,000 | 3,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 339,000 | 662,000 | 1,001,000 | 1,346,000 |
| Interest expense | 44,000 | 94,000 | 141,000 | 195,000 |
| Net interest income | 295,000 | 568,000 | 860,000 | 1,151,000 |
| Noninterest income | 12,000 | 51,000 | 85,000 | 119,000 |
| Noninterest expense | 257,000 | 502,000 | 744,000 | 1,028,000 |
| Provision for loan losses | -60,000 | -80,000 | -80,000 | -80,000 |
| Pretax income | 110,000 | 199,000 | 283,000 | 319,000 |
| Income tax | 0 | 0 | 0 | 75,000 |
| Net income | 110,000 | 199,000 | 283,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,713,000 | 3,798,000 | 3,845,000 | 3,807,000 |
| Total capital | 3,902,000 | 3,968,000 | 4,015,000 | 3,974,000 |
| Risk-weighted assets | 18,997,000 | 18,152,000 | 19,077,000 | 19,178,000 |