Call reports 2017
BANK OF MONTGOMERY — 2017
What BANK OF MONTGOMERY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 42,913,000 | 43,161,000 | 45,072,000 | 44,488,000 |
| Total loans | 16,562,000 | 16,549,000 | 16,483,000 | 15,964,000 |
| Allowance for loan losses | 224,000 | 230,000 | 245,000 | 248,000 |
| Securities available for sale | 15,872,000 | 11,971,000 | 12,675,000 | 13,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,830,000 | 39,016,000 | 40,882,000 | 40,562,000 |
| Interest-bearing deposits | 32,261,000 | 32,215,000 | 33,715,000 | 33,732,000 |
| Noninterest-bearing deposits | 6,568,000 | 6,801,000 | 7,167,000 | 6,830,000 |
| Equity capital | 4,021,000 | 4,071,000 | 4,127,000 | 3,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 670,000 | 997,000 | 1,331,000 |
| Interest expense | 43,000 | 81,000 | 128,000 | 173,000 |
| Net interest income | 298,000 | 589,000 | 869,000 | 1,158,000 |
| Noninterest income | 28,000 | 62,000 | 95,000 | 117,000 |
| Noninterest expense | 284,000 | 586,000 | 840,000 | 1,154,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 89,000 | 148,000 | 145,000 |
| Income tax | 0 | 0 | 0 | 106,000 |
| Net income | 42,000 | 89,000 | 148,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,524,000 | 3,571,000 | 3,631,000 | 3,604,000 |
| Total capital | 3,748,000 | 3,801,000 | 3,876,000 | 3,847,000 |
| Risk-weighted assets | 19,390,000 | 18,830,000 | 18,974,000 | 19,141,000 |