Call reports 2016
BANK OF MONTGOMERY — 2016
What BANK OF MONTGOMERY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 41,690,000 | 42,694,000 | 42,787,000 | 43,664,000 |
| Total loans | 14,523,000 | 15,485,000 | 15,421,000 | 16,543,000 |
| Allowance for loan losses | 186,000 | 192,000 | 214,000 | 219,000 |
| Securities available for sale | 19,277,000 | 18,272,000 | 18,519,000 | 13,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,661,000 | 38,347,000 | 38,399,000 | 39,681,000 |
| Interest-bearing deposits | 30,703,000 | 31,351,000 | 30,948,000 | 32,292,000 |
| Noninterest-bearing deposits | 6,958,000 | 6,996,000 | 7,451,000 | 7,390,000 |
| Equity capital | 3,979,000 | 4,284,000 | 4,311,000 | 3,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 341,000 | 704,000 | 1,052,000 | 1,399,000 |
| Interest expense | 38,000 | 78,000 | 119,000 | 161,000 |
| Net interest income | 303,000 | 626,000 | 933,000 | 1,238,000 |
| Noninterest income | 26,000 | 40,000 | 74,000 | 103,000 |
| Noninterest expense | 287,000 | 542,000 | 810,000 | 1,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 200,000 | 270,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 54,000 | 200,000 | 270,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,308,000 | 3,454,000 | 3,524,000 | 3,482,000 |
| Total capital | 3,494,000 | 3,646,000 | 3,738,000 | 3,701,000 |
| Risk-weighted assets | 20,360,000 | 20,815,000 | 21,033,000 | 18,868,000 |