Call reports 2015
BANK OF MONTGOMERY — 2015
What BANK OF MONTGOMERY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,622,000 | 40,937,000 | 40,770,000 | 41,174,000 |
| Total loans | 13,094,000 | 14,423,000 | 15,084,000 | 14,927,000 |
| Allowance for loan losses | 249,000 | 259,000 | 215,000 | 183,000 |
| Securities available for sale | 15,761,000 | 15,650,000 | 15,867,000 | 18,012,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,803,000 | 37,247,000 | 36,899,000 | 37,402,000 |
| Interest-bearing deposits | 31,223,000 | 30,223,000 | 29,951,000 | 29,952,000 |
| Noninterest-bearing deposits | 6,581,000 | 7,024,000 | 6,948,000 | 7,450,000 |
| Equity capital | 3,761,000 | 3,630,000 | 3,801,000 | 3,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 301,000 | 619,000 | 947,000 | 1,289,000 |
| Interest expense | 43,000 | 85,000 | 125,000 | 163,000 |
| Net interest income | 258,000 | 534,000 | 822,000 | 1,126,000 |
| Noninterest income | 34,000 | 66,000 | 110,000 | 142,000 |
| Noninterest expense | 267,000 | 519,000 | 765,000 | 1,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 25,000 | 86,000 | 170,000 | 210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 25,000 | 86,000 | 170,000 | 210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,590,000 | 3,648,000 | 3,733,000 | 3,725,000 |
| Total capital | 3,822,000 | 3,895,000 | 3,948,000 | 3,908,000 |
| Risk-weighted assets | 18,514,000 | 19,764,000 | 20,459,000 | 20,573,000 |